Financial Advisory Services for Bay Area Tech Professionals

Making Sense of Your Equity Compensation

Who it's for: Tech employees at public and pre-IPO companies with restricted stock units, incentive stock options, or non-qualified stock options.

What's included: Vesting schedule analysis and cash flow planning; tax impact modeling for RSU income; sell/hold strategy based on your full financial picture; 10b5-1 plan guidance for executives; coordination with your tax preparer or CPA.

Planning Around Your Company's Growth

Who it's for: Startup founders and early employees with ISOs, NSOs, or unvested equity in pre-IPO companies.

What's included: ISO vs. NSO analysis and exercise timing; early exercise and 83(b) election guidance; 409A valuation and fair market value planning; liquidity event scenario modeling; post-IPO or acquisition financial strategy.

Building Lasting Wealth Beyond Your Paycheck

Who it's for: High-earning tech professionals ready to build long-term, diversified wealth beyond company stock.

What's included: Portfolio construction and asset allocation; diversification away from concentrated equity positions; investment policy statement development; regular rebalancing and performance review; integration with your full financial plan.

Keeping More of What You Earn

Who it's for: Bay Area tech professionals with complex tax situations including equity income, California state taxes, and multiple income streams.

What's included: Capital gains planning and timing strategy; California state tax optimization; charitable giving strategies (DAFs, QCDs); Roth conversion analysis; coordination with your CPA or tax preparer.

Building the Freedom to Stop When You Choose

Who it's for: Tech professionals planning traditional retirement or pursuing FIRE (Financial Independence, Retire Early).

What's included: 401(k) and IRA optimization strategy; Social Security timing analysis; safe withdrawal rate modeling; Monte Carlo retirement scenario analysis; healthcare planning in early retirement.

Building Wealth Together, Strategically

Who it's for: Dual-income tech couples combining finances, navigating different equity packages, and building wealth together.

What's included: Joint financial goal setting and planning; combining and optimizing dual equity packages; insurance needs analysis and optimization; estate planning coordination; beneficiary review across all accounts.