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SPECTRA FINANCIAL ADVISORS

    Built for the Bay Area's Complexity

    Spectra Financial Advisors was founded with a single observation: most financial advisors were not built for the complexity that comes with working in tech. RSUs, ISOs, NSOs, 83(b) elections, concentrated equity positions, pre-IPO planning — these are not standard financial planning topics. They are the daily reality for thousands of Bay Area professionals who deserve an advisor who understands them completely. We built Spectra to be that advisor.

    How We Work

    Clarity

    Gold light bulb icon symbolizing financial clarity and smart decision-making

    We believe financial complexity should never leave you feeling confused. Every recommendation we make comes with a clear explanation of why it makes sense for your specific situation.

    Strategy

    Gold chess piece representing strategic financial planning and long-term thinking

    We don't give generic advice. We build strategies around the reality of your compensation, your tax situation, your timeline, and your goals.

    Execution

    “Focused professional working on financial planning with precision and clarity”

    A great financial plan only works if it gets implemented. We stay alongside you through every decision, adjustment, and life change — not just at annual review time.

    Our Team

    Image by Kawê Rodrigues

    Alexandra Kim, CFP®

    Lead Financial Advisor

    Alexandra specializes in equity compensation planning for Bay Area tech professionals and has helped hundreds of clients navigate IPOs, acquisitions, and complex vesting schedules.

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    Professional Portrait

    Marcus Reyes, CFA®

    Wealth Strategist

    Marcus focuses on investment management and tax optimization for high-net-worth tech professionals and startup founders.

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    Image by Zulfugar Karimov

    Priya Nair, CFP®, CPA

    Tax & Financial Planner

    Priya brings a dual expertise in financial planning and taxation, helping clients minimize their Bay Area tax burden while maximizing long-term wealth.

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    Why Bay Area Tech Professionals Choose Spectra

    Choosing a financial advisor is choosing who understands your financial life best. Here's what sets us apart for Bay Area tech professionals

    • Tech-Specific Expertise

    We understand RSUs, ISOs, NSOs, and equity compensation at a level most generalist advisors don't.

    • Fee-Only Structure

    We don't earn commissions. Our only incentive is your financial success.

    • Bay Area Focus

    We understand California taxes, Bay Area costs of living, and Silicon Valley financial dynamics.

    • Holistic Approach

    We connect every aspect of your financial life — equity, tax, investment, retirement — into one cohesive strategy.

    • Human Advisors, Not Algorithms

    Every client works directly with a credentialed advisor, not a robo-advisor or automated platform.

    This Is Us In Numbers

    $355M

    Clients’ Income during the Last Quarter

    10+

    Business Partners in Over 30 Countries

    27

    Years of Experience

    5

    Industry Awards

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