Built for the Bay Area's Complexity

Spectra Financial Advisors was founded with a single observation: most financial advisors were not built for the complexity that comes with working in tech. RSUs, ISOs, NSOs, 83(b) elections, concentrated equity positions, pre-IPO planning — these are not standard financial planning topics. They are the daily reality for thousands of Bay Area professionals who deserve an advisor who understands them completely. We built Spectra to be that advisor.

How We Work

Clarity

We believe financial complexity should never leave you feeling confused. Every recommendation we make comes with a clear explanation of why it makes sense for your specific situation.

Strategy

We don't give generic advice. We build strategies around the reality of your compensation, your tax situation, your timeline, and your goals.

Execution

A great financial plan only works if it gets implemented. We stay alongside you through every decision, adjustment, and life change — not just at annual review time.

Our Team

Marcus Reyes, CFP®

Lead Financial Advisor

Marcus specializes in equity compensation planning for Bay Area tech professionals and has helped hundreds of clients navigate IPOs, acquisitions, and complex vesting schedules.

Alexandra Kim, CFA®

Wealth Strategist

Alexandra focuses on investment management and tax optimization for high-net-worth tech professionals and startup founders.

Priya Nair, CFP®, CPA

Tax & Financial Planner

Jeroen brings a dual expertise in financial planning and taxation, helping clients minimize their Bay Area tax burden while maximizing long-term wealth.

Why Bay Area Tech Professionals Choose Spectra

Choosing a financial advisor is choosing who understands your financial life best. Here's what sets us apart for Bay Area tech professionals

Tech-Specific Expertise

Fee-Only Structure

Bay Area Focus

Holistic Approach

Human Advisors, Not Algorithms

This Is Us In Numbers

$355M

Clients’ Income during the Last Quarter

10+

Business Partners in Over 30 Countries

Years of Experience

Industry Awards