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SPECTRA FINANCIAL ADVISORS
Resources
The 83(b) Election Explained: Deadline, Risks, and When It Makes Sense
The 83(b) election has a strict 30-day IRS deadline. Learn what it does, when startup employees use it, and the risks to weigh first.
2 days ago
RSU vs ISO vs NSO: What's the Difference and How Is Each Taxed?
RSU vs ISO vs NSO: how each equity type is taxed, when tax hits, and what Bay Area tech employees should plan for.
2 days ago
FIRE Planning for Tech Professionals: How to Retire Before 50 in the Bay Area
A practical guide to Financial Independence, Retire Early (FIRE) for Bay Area tech professionals — covering savings rates, investment strategy, and Bay Area cost of living.
Jul 22
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